Terms and Conditions

Your access to and use of Investor Reading is governed by the Terms set forth below. These Terms and Conditions (“Terms”) outline the rules and conditions governing your access to and use of InvestorReading.com, including all pages, content, features, and communications available through the Website.

By accessing, browsing, or otherwise using the Website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must stop using the Website immediately.

1. About Investor Reading

Business Name: Investor Reading
Website: InvestorReading.com
Address: 5995 Sepulveda Boulevard, Suite 300, Culver City, California, 90230
Email: support@investorreading.com

Investor Reading publishes informational and educational materials focused on investing, financial markets, and economic topics. All content is provided for general informational purposes only and should not be interpreted as professional, financial, or investment advice.

2. Updates to These Terms

We may revise or update these Terms from time to time to reflect changes in our practices, legal requirements, or Website features. Any updates will be posted on this page and become effective immediately upon publication.

Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms. We recommend reviewing this page periodically to stay informed.

3. Acceptable Use of the Website

You are granted a limited, non-exclusive, non-transferable, and revocable right to access and use the Website for personal, non-commercial purposes.

You agree that you will not:

Copy, reproduce, redistribute, or exploit Website content without prior written permission
Use the Website for unlawful, deceptive, or unauthorized purposes
Interfere with the security, availability, or proper functioning of the Website
Attempt to gain unauthorized access to systems, servers, or data
Use automated tools such as bots, crawlers, scrapers, or scripts
Upload or transmit viruses, malware, or other harmful code

All rights not expressly granted under these Terms are reserved by Investor Reading.

4. Cookies and Website Technologies

Investor Reading uses cookies and similar technologies to support Website functionality and better understand how users interact with content. These technologies help us:

Improve usability and navigation
Measure traffic and engagement
Identify trends and enhance content delivery

You may disable cookies through your browser settings; however, some Website features may not function properly. Additional information is available in our Privacy Policy.

5. Communications (Email and SMS)

By providing your contact information, you consent to receive communications from Investor Reading through electronic means, including email and SMS, where permitted by law.

Email Communications

By submitting your email address, you may receive communications such as:

Educational insights and market commentary
Newsletters and content updates
Announcements related to new materials or features
Informational or promotional messages

You can unsubscribe from email communications at any time by using the unsubscribe link included in each message.

SMS Communications

By providing your mobile number, you expressly consent to receive text messages from Investor Reading, which may be sent using automated technology. SMS messages may include:

Responses to inquiries or support-related messages
Market-related alerts or educational updates
Announcements or informational notices

Message frequency may vary. Standard message and data rates may apply depending on your mobile carrier.

You may opt out of SMS messages at any time by replying STOP, UNSUBSCRIBE, or QUIT. For assistance, reply HELP or contact support@investorreading.com.

Your SMS opt-in constitutes express written consent under the Telephone Consumer Protection Act (TCPA). Consent is voluntary and may be withdrawn at any time.

6. User-Submitted Content

Any content or information you submit through the Website must:

Comply with applicable laws and regulations
Respect the intellectual property and rights of others
Avoid false, misleading, defamatory, or offensive material
Not include spam, bulk messaging, or unsolicited promotions
Be free of malware or harmful code

Content you submit is considered non-confidential. You grant Investor Reading the right to use such content for operational, analytical, or Website improvement purposes.

7. Intellectual Property Rights

All content on the Website, including text, graphics, logos, designs, layouts, and software, is owned by Investor Reading or its licensors and is protected by applicable intellectual property laws.

You may not copy, modify, distribute, display, or create derivative works from Website content without prior written consent.

8. Website Availability

We make reasonable efforts to keep the Website available and functional. However, uninterrupted or error-free access is not guaranteed. Temporary interruptions may occur due to:

Maintenance or system updates
Technical issues or server outages
Internet or third-party service disruptions
Events beyond our reasonable control

Investor Reading is not responsible for losses or damages resulting from Website unavailability.

9. External Links

The Website may contain links to third-party websites for reference or informational purposes. Investor Reading does not control and is not responsible for the content, privacy practices, or security of external websites.

Visiting third-party sites is at your own risk. We encourage reviewing their terms and privacy policies.

10. Disclaimer of Warranties

The Website and its content are provided on an “as is” and “as available” basis. Investor Reading makes no warranties or representations regarding:

Accuracy or completeness of content
Continuous or uninterrupted Website access
Security or protection from harmful components

Your use of the Website is at your own risk.

11. Limitation of Liability

To the fullest extent permitted by law, Investor Reading shall not be liable for indirect, incidental, consequential, or special damages arising from your use of the Website, including:

Loss of data, revenue, or profits
Business interruption or missed opportunities
Errors, omissions, or delays in content
Actions or failures of third parties

This limitation applies except where liability cannot be excluded under applicable law.

12. Indemnification

You agree to indemnify, defend, and hold harmless Investor Reading and its affiliates from any claims, damages, losses, liabilities, or expenses arising out of:

Your use or misuse of the Website
Your violation of these Terms
Your infringement of third-party rights

13. Suspension or Termination

We reserve the right to suspend or terminate your access to the Website, without notice, if you violate these Terms or engage in conduct that may harm the Website or its users.

Provisions related to intellectual property, disclaimers, limitation of liability, and indemnification will survive termination.

14. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of California, United States, without regard to conflict-of-law principles.

Any disputes arising out of or relating to these Terms or your use of the Website shall be resolved exclusively in the state or federal courts located within the State of California.

15. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and Investor Reading regarding use of the Website and supersede any prior agreements or understandings.

If any provision is found unenforceable, the remaining provisions shall remain in full force and effect.

16. Contact Information

For questions or concerns regarding these Terms, please contact: